Privacy & Terms of Use

GBM Media Group, LLC Privacy Policy

GBM Media Group, LLC. (GBM) has created a privacy statement to better serve those who are concerned with how their ‘Personally Identifiable Information’ (PII) is being used online. PII, as described in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website.

Fair Information Practices

The Fair Information Practices Principles form the backbone of privacy law in the United States and the concepts they include have played a significant role in the development of data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information.

In order to be in line with Fair Information Practices we will take the following responsive action, should a data breach occur:

We will notify you via email

• Other

as soon as possible after the breach occurs.

We also agree to the Individual Redress Principle which requires that individuals have the right to legally pursue enforceable rights against data collectors and processors who fail to adhere to the law. This principle requires not only that individuals have enforceable rights against data users, but also that individuals have recourse to courts or government agencies to investigate and/or prosecute non-compliance by data processors.

CAN SPAM Act

The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations.

We collect your email address in order to:

• Send information, respond to inquiries, and/or other requests or questions
• Process orders and to send information and updates pertaining to orders.
• Send you additional information related to your product and/or service
• Market to our mailing list or continue to send emails to our clients after the original transaction has occurred.

To be in accordance with CANSPAM, we agree to the following:

• Not use false or misleading subjects or email addresses.
• Identify the message as an advertisement in some reasonable way.
• Include the physical address of our business or site headquarters.
• Monitor third-party email marketing services for compliance, if one is used.
• Honor opt-out/unsubscribe requests quickly.
• Allow users to unsubscribe by using the link at the bottom of each email.

Rental of E-mail and Postal Information
Our site offers both free and paid subscription e-mail and print based financial newsletters. Subscription requires users to provide us with an e-mail address and other information including name, postal address, and phone number. Users may unsubscribe to any of our electronic newsletters at any time by following the instructions contained at the end of every newsletter. We are in compliance with the CAN-SPAM legislation, and maintain a “Do Not Mail” list of e-mail addresses, which will not receive future correspondence from GBM.

E-mail addresses provided to GBM are kept on a secure server. GBM does not share e-mail address with other firms. GBM does however rent both e-mail and postal names and information to advertisers. E-mail advertisers who wish to advertise to GBM members are required to comply with CAN-SPAM legislation, and provide an easy process of unsubscribing, as well as provide a “Do Not Mail” option for members who do not wish to receive any further communication from a specific advertiser. E-mail users agree to receive offers directly from GBM as well as sponsorship messages from our partners. Further, GBM does rent its postal mailing list to approved advertisers who are offering financial-related products to our subscribers.

Links to Other Websites
This site contains links to other sites and may contain advertisements, sponsored content, paid insertions, affiliate links or other forms of monetization. GBM makes no representations, warranties, or assurances as to the accuracy, currency or completeness of the content contain on this website or any sites linked to or from this site. GBM is not responsible for the privacy practices or the content of such Web sites.

Surveys
Occasionally GBM conducts user surveys to better target our content to our audiences. We sometimes share the aggregated demographic information in these surveys with our advertisers and partners. We never share any of this information about specific individuals with any third party.

Our online surveys ask visitors for financial information (like their household income and overall size of their investment portfolio) and demographic information (like their zip code, age, or income level). Demographic and profile data is also collected at our site. We use this data to tailor our visitor’s experience at our site, showing them content that we think they might be interested in, and displaying the content according to their preferences. This information is shared with advertisers on an aggregate basis.

Do we use ‘cookies’?

Yes. Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your Web browser (if you allow) that enables the site’s or service provider’s systems to recognize your browser and capture and remember certain information. For instance, we use cookies to help us remember and process the items in your shopping cart. They are also used to help us understand your preferences based on previous or current site activity, which enables us to provide you with improved services. We also use cookies to help us compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.

We use cookies to:

• Help remember and process the items in the shopping cart.
• Understand and save user’s preferences for future visits.
• Keep track of advertisements.
• Compile aggregate data about site traffic and site interactions in order to offer better site experiences and tools in the future. We may also use trusted third-party services that track this information on our behalf.

You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser settings. Since browser is a little different, look at your browser’s Help Menu to learn the correct way to modify your cookies.

If you turn cookies off, It won’t affect the user’s experience .

Use of the information
GBM uses any information voluntarily given by our users to enhance their experience in our network of sites, whether to provide interactive or personalized elements on the sites or to better prepare future content based on the interests of our users.

As stated above, GBM uses information that users voluntarily provide in order to send out electronic newsletters and to enable users to participate in polls and message boards. We send out newsletters to subscribers on a regular schedule and occasionally send out special editions when we think subscribers might be particularly interested in something we are doing. GBM never shares newsletter mailing lists with any third parties, including advertisers or partners.

When we use tracking information to determine which areas of our sites users like and don’t like based on traffic to those areas. GBM does not track what individual users read, but rather how well each page performs overall. This helps us continue to build a better service for you.

GBM creates aggregate reports on user demographics and traffic patterns for advertisers and partners. This allows our advertisers to advertise more effectively, and allows our users to receive advertisements that are pertinent to their needs. Because GBM doesn’t track the usage patterns of individual users, an advertiser will never know that a specific user clicked their ad.

Sharing of the information
GBM uses the above-described information to tailor our content to suit your needs and help our advertisers better understand our audience’s demographics. This is essential to keeping our service free. We do not share information about individual users with any third party, except in the case of some contests, and then, only with a user’s express consent. GBM does not control the practices of our advertisers. If you have questions about how one of our advertisers uses information about you when you click their ad and go to their content, please contact them directly.

Delete/deactivate policy
Users may unsubscribe to any of our electronic newsletters at any time by following the instructions contained at the end of every newsletter. This includes being permanently removed from our list of active subscribers, as well as being placed on a “Do Not Mail” list to ensure that you do not receive further communications from GBM.

3rd Party Sites that Store Your Information

Our website integrations store user data on WordPress, Facebook, Google Analytics, Instapage and SurveyMonkey. Contact us to remove your user data from our systems.

Contacting Us

If there are any questions regarding this privacy policy, you may contact us using the information below.